Financial problems can strike any and everyone from all walks of life. Inflation, divorce, catastrophic illness or other emergencies, mismanagement and easy credit can affect people from all education levels and vocations.
The ISU Credit Union, in conjunction with Consumer Credit Counseling Service (CCCS) of Des Moines, offers financial advice and counseling to all members. CCCS is a non-profit community service agency. Their basic purpose is to help people who are in financial trouble, solve their debt problems by advice and counsel, or through their debt management program. Individuals who are having debt problems or are simply concerned about their financial situation may call for an appointment (1-800-388-CCCS).
Do you have any of the following warning signs of financial problems:
If you are experiencing any of these signs you may be in financial trouble or heading there. The important thing to remember is that help is available. For more information or to make an appointment contact CCCS at 1-800-388-CCCS.
Additional financial counseling is available from the ISU Financial Counseling Clinic (provided by the ISU Department of Human Development and Family Studies and the Government of the Student Body). The clinic is a nonprofit, confidential and educational financial counseling service for ISU students and community residents. They provide remedial, preventive, and productive financial counseling. The office is staffed September to May. You can call 294-9533 to make an appointment.
Thanks to arrangements by Don Bjelland, on July 23, over 20 FP&M staff attended a Financial Management Seminar. The presenter was Bob Greiser. Bob works for Plan America in conjunction with the ISU Credit Union. Plan America is a free financial management service available to all local credit union members.
Bob provided two helpful brochures and touched on several interesting topics including smart saving and spending, commonsense credit, insurance, simple investing tips and techniques, and retirement planning. He explained the importance of regularly figuring your net worth, developing a spending budget, and verifying your social security account. See Don if you are interested in future such seminars. Contact Bob Greiser (232-6310) to take advantage of the services provided by Plan America.
On Friday, March 22, the ISU Credit Union held their annual meeting. This year's meeting was in the Campanile Room of the Memorial Union. A portion of the evening included the Credit Union Board election. FP&M representation includes Roger Bean (Utilities) elected chair, Mark Davis (Utilities) vice chair, and Bill Whitman (Administration) elected to the Board. Pam Scandrett (formerly of FP&M Construction) was elected secretary of the Board. Our thanks to these employees for being involved and volunteering their time to represent their coworkers in this important capacity.
ATM usage in General Services historically has been low. If this trend continues, we run the risk of the machine being relocated. It would be a shame to lose the convenience of having an ATM machine right here in our building! Let's start a mini campaign to boost the machine's usage. All you ATM users out there, think General Services Building (GSB) first! Here are a few "slogan" ideas to help the "campaign":
How about some other slogans? Forward your slogan ideas to Gloria Erickson and we will post the best! Let's work together to see if we can increase our ATM usage!
FYI: The ISU Credit Union was the successful bidder on the university ATM contract. The Credit Union will continue to provide ATM service across campus for the next five years.